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A LICENSED AGENT

Terms and Conditions of Use

This document provides terms and conditions of use of www.healthcareplans.com (the “Site”), and provides additional information about Clear Link Insurance Agency, LLC ( “We” or “Us”). The user may be referred to herein as “You” and “Your”. Please read these terms and conditions carefully before using the Site, as Your use is expressly conditioned on Your acceptance of the terms and conditions below, and any additional terms or conditions that may be within the Site itself (collectively “Terms and Conditions”). The Terms and Conditions are in addition to any other agreements between You and Us. Changes to the Terms and Conditions take effect when posted to the Site. If You do not wish to be bound by the Terms and Conditions, please discontinue using and accessing the Site immediately.

Copyright / Trademark

Except where otherwise indicated, all materials contained in the Site, including but not limited to graphics, text, software, audio, video and files, are the copyrighted property of Clear Link Insurance Agency, LLC and others and is protected by intellectual property laws. Your use of any trademark, service mark, trade name, logo, icon or domain name displayed on this website, or any other content on this website, is strictly prohibited unless used with the written permission of the party that owns such marks or names.

Hyperlinks to Third Party Websites

From time to time, We may authorize links to websites to or from the Site. These links are offered as a convenience and are for informational purposes only. You should not interpret any link to or from other websites as evidence of Our sponsorship, endorsement or affiliation with the website or its owners, sponsors or providers. We makes no representations and disclaims all liability as to the content or material available at those locations, the accuracy of the information, and the quality of products or services provided or advertised on these linked websites. We recommend that You take the time to read the terms of use and privacy policies of those websites.

Privacy and Security

We value and protect the privacy of Your information. Please review the Site’s Privacy Policy, as it contains important information relating to our use of consumer and customer information.

Disclaimer of Warranties and Liability

Any information, services, materials, software, calculators or other items on the Site are provided “as is” and “as available” without any warranty of any kind, either expressed or implied, including and without limitation the implied warranties of merchantability and fitness for a particular purpose, non-infringement and freedom from computer viruses or similar disabling components. We acknowledge that some states do not allow the disclaimer of implied warranties. Other than as required by applicable consumer protection law or insurance law, if any, We shall not be liable for any errors or omissions in this information for any injury, losses, claim or damages, direct, indirect, incidental, special or consequential resulting from Your use or misuse of, or reliance on, any such information. We do not warrant the content, quality, condition, accuracy or completeness of this information. You assume all risks and liabilities arising out of use of the information, services, materials, software, or other items on the Site.

Jurisdictional Issues

We make no representation that all insurance products and services on this website are appropriate or available for use in Your state. Some insurance products and services may not be available in all states or jurisdictions. If You choose to access this website You do so on Your own initiative and are responsible for compliance with any local, state and federal laws. The information contained on this website is not an offer to sell or a solicitation to buy, any insurance product or service. No insurance product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction. Use of this site will be governed and construed in accordance with the laws of the State of Utah.

Products and Services

None of the information contained in the Site should be viewed as an offer to sell or as a solicitation to purchase any of our products or services. Rather, the information on our products and services is provided to You so that You can learn what products We generally offer. We may make improvements and/or changes in the products, services and/or programs described on the Site at any time without notice. Insurance coverage statements on the Site are for general description purposes only. The Site does not amend, modify or supplement any insurance policy. Consult the actual policy, Your agent or contact us for the name of an agent who can supply You with details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to You. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the underwriting company providing such products or services. The Site does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. Unless otherwise specified, products and services are available in the United States only. Information on the Site may include references to products or services not offered in Your state or country or not available for purchase over the Internet in Your state or country. Variations in state law regarding the interpretation of insurance policies may exist, and any statements of coverage scope or intent in this summary are general in nature and are subject to such variations. Availability of coverage referenced in this summary may be dependent upon state regulations.

These Terms of Use state the entire agreement with regard to the items discussed above.

Effective Date: February, 26 2016