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a pair of elderly women taking an art class together and smiling

On Medicaid and Medicare?

You may qualify for a special needs Medicare plan with additional benefits for a low or $0 monthly plan premium.

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What are Dual Eligible Special Needs Plans (D-SNP)?

Dual Eligible Special Needs Plans, often abbreviated D-SNP, are unique plans available to some folks eligible for Medicare and Medicaid. D-SNPs provide an affordable Medicare option for those who qualify, with low or $0 monthly plan premiums. Dual Eligible Special Needs Plans fit the needs of qualifying members, often low-income Medicaid recipients with specific medical conditions or unique health requirements.

Features and Benefits of Dual Special Needs Plans may include:

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Monthly Stipend

Some plans include a monthly allowance to help purchase healthy groceries, over-the-counter medication, or home utilities.

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Prescription Drug Coverage

Many D-SNPs provide coverage for prescribed medications.

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Dental Coverage

A D-SNP often includes coverage for preventative dental care, such as checkups and cleanings.

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Transportation

A D-SNP may offer transportation costs for doctor visits and other essential travel, such as trips to the pharmacy.

Dual Eligible Special Needs Plan eligibility depends on Medicaid eligibility and income limitations. If you’re unsure you qualify, call our US-based team of licensed agents waiting to help!

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We do not offer every plan available in your area. Currently we represent 7 organizations which offer 275 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

Plan features and availability may vary by service area.

See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by service area.

The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

Clearlink Insurance represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract. Enrollment depends on the plan's contract renewal.